Terms and Conditions

Effective Date: October 29, 2025

Terms and Conditions

Effective Date: October 29, 2025

Terms and Conditions

Effective Date: October 29, 2025

Terms and Conditions

Terms and Conditions

Terms and Conditions

1. Acceptance of Terms

By accessing or using https://bpspayments.com/ (the "Website"), any associated mobile applications, APIs, or services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws and regulations. If you do not agree with any of these Terms, you are prohibited from using or accessing the Services.

2. Use of Services

2.1 Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Services. By using the Services, you represent and warrant that you meet these requirements.

2.2 Permitted Use

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates applicable laws or regulations

• Interfere with or disrupt the Website or servers

• Attempt to gain unauthorized access to any part of the Website

• Use automated tools (bots, scrapers) without prior written consent

3. Contact Form Submissions

When you submit the contact form:

• You agree to provide accurate and complete information

• You grant BPS Payments a worldwide, royalty-free, perpetual license to use, store, and process your submission to respond to your inquiry

• Submissions are non-confidential unless otherwise stated in our Privacy Policy We are not obligated to respond to any submission.

4. Intellectual Property

4.1 Ownership

The Website and all content (text, images, logos, design, software) are owned by BPS Payments or its licensors and protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License

You are granted a limited, non-transferable, revocable license to view and use the Website for personal or internal business purposes. You may not:

• Copy, modify, or distribute content without permission

• Remove copyright or trademark notices

• Use content for commercial purposes

5. Disclaimers

THE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, INCLUDING:

• ACCURACY, COMPLETENESS, OR TIMELINESS OF CONTENT

• UNINTERRUPTED OR ERROR-FREE ACCESS

• FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT

BPS Payments is not responsible for third-party links or content.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BPS PAYMENTS SHALL NOT BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES

• LOSS OF DATA, BUSINESS, OR PROFITS ARISING FROM YOUR USE OF THE WEBSITE, EVEN IF ADVISED OF THE POSSIBILITY.

Our total liability shall not exceed $100.

7. Indemnification

You agree to indemnify and hold harmless BPS Payments, its officers, and affiliates from any claims, losses, or expenses (including legal fees) arising from:

• Your violation of these Terms

• Your use of the Website

• Information you submit via the contact form

8. Termination

We may suspend or restrict access to the Website at any time, without notice, for any reason, including suspected violation of these Terms.

9. Governing Law

These Terms are governed by the laws of Bulgaria, without regard to conflict of law principles.

10. Modifications

We may update these Terms at any time. Changes will be posted here with the updated Effective Date. Your continued use of the Website constitutes acceptance of the changes.

11. Contact Information

For questions about these Terms:

Email: legal@bpspayments.com

Address: BPS Payments, [Your Address], [City, State, ZIP]

12. Miscellaneous

• Severability: If any part of these Terms is invalid, the rest remains in effect

• Entire Agreement: These Terms and the Privacy Policy constitute the full agreement

• No Waiver: Failure to enforce a right does not waive it